Meet Monisha and the Team
A relationship-based approach led by Monisha, backed by deep credit experience and genuine care
Our Story
Since starting her finance career in 2006, Monisha has developed a strong foundation in credit and lending, helping clients navigate complex financial decisions with confidence.
With a Master of Business Administration and a Certificate IV in Mortgage Broking, Monisha brings a strong combination of industry knowledge and lending expertise. After years of experience within major financial institutions, she founded Moni Mortgages to create a more personal approach to home lending - combining experience, genuine care, clear communication, and solutions tailored to each client’s goals.
What Matters To Us
Your goals guide everything we do. We’re here to provide tailored lending solutions, clear guidance, and support throughout your property journey.
Backed by over 15 years of finance experience, Monisha provides the knowledge and guidance to help you make confident decisions - whether you’re buying your first home, upgrading, or investing.
Our Values
Relationship-Based
We believe great lending guidance starts with great relationships.
At Moni Mortgages, we focus on people, not transactions. We take the time to understand your goals and provide guidance that supports you not only today, but throughout your property journey. Many of our clients return to us through multiple stages of life, trusting us as their long-term lending partner.
Honesty and Integrity
Guidance you can trust, every step of the way.
We believe finance guidance should be clear, transparent and always in your best interests. By explaining your options in plain language and providing honest guidance, we help you make confident financial decisions with clarity and peace of mind.
Lifelong Learning
Staying ahead so you can move forward with confidence.
With over 15 years of experience in finance and credit, we remain committed to ongoing learning and professional development. This allows us to provide informed, up-to-date guidance in an ever-changing lending environment.
Family Values
Understanding the goals that matter most.
Property is often about more than finance. It is about creating security and opportunity for the people you love. We take a personal approach, providing tailored support that reflects your unique circumstances, goals and priorities.
What Our Clients Say
"I cannot speak highly enough of my experience working with Monisha. She has been absolutely outstanding in helping me secure two mortgages, guiding me through every step with professionalism, patience, and genuine care. Her diligence and efficiency made the entire process feel seamless, even during moments that could have been stressful. She was always one step ahead—anticipating potential issues, providing clear explanations, and ensuring every detail was handled promptly and accurately. What truly sets her apart is her honesty and integrity. I always felt fully informed, supported, and confident that she had my best interests at heart. It's rare to find someone in the industry who combines such deep expertise with such authenticity and dedication. Thanks to her hard work and commitment, I am now the proud owner of two homes, and I couldn't be more grateful. I would recommend Monisha without hesitation to anyone looking for a mortgage broker who goes above and beyond. She is exceptional."
Julie M.
"Monisha has been so helpful in securing our first home loan, and also subsequent refinance. I've always felt comfortable to ask questions (even if they are silly) and Monisha always provides a clear and thorough explanation to help us understand. Monisha and the team at Moni Mortgages are super quick and a pleasure to deal with. I'd recommend Moni Mortgages to anyone needing a down to earth and trusted broker."
Michelle H.
"I just wanted to sincerely thank you for all your hard work and support throughout this process. I feel very lucky to have worked with Monisha as my mortgage broker. Getting SMSF unconditional approval so quickly is not easy, and everything was handled very smoothly. Even the last-minute situations were managed so well, which made the whole process much less stressful for us. Thank you again for your guidance, patience, and continuous support during the entire journey. We truly appreciate all the effort you put in. I will definitely recommend you to my friends and family. Kind regards, Ashok."
Ashok K. P.
"Mon was such a wonderful help to us in looking for a suitable option to refinance our home loan. She was so well organised and consistently communicated so we got everything sorted out as quickly as possible. Mon came back to us with several options worth considering from different lenders and provided us with more than we expected as far as facilitating our goals for our home. She was a pleasure to deal with and truly found the best available scenario for us. I would highly recommend talking to Mon about your home loan, our experience with her was so much better than previous experiences with both brokers and banks directly!"
Anna B.
"Monisha achieved what I thought was impossible. We tried the major broker firms and got rejected. Monisha not only went above and beyond, but also got us a better interest rate on top of all that. Well done to you and your team Monisha. Most highly appreciated and recommendation."
Harry L.
"I've had the pleasure of working with Monisha on multiple loan applications, and I can confidently say she is exceptional at what she does. Her professionalism, efficiency, and attention to detail make the entire process smooth every time. What truly sets her apart is her kindness and genuine care - she always takes the time to explain everything clearly and ensure I'm comfortable with each step. Because of her consistent great service, I continue to return to her whenever I need assistance. I highly recommend Monisha to anyone looking for a reliable and trustworthy loan agent."
Sharon Y.
"Monisha has helped me buy my very first property and has supported many of my family and friends in securing theirs as well. She is incredibly helpful, proactive and efficient, always willing to go above and beyond to make the process smooth and stress free. I can't recommend her highly enough. Truly exceptional service from start to finish!!"
Martina E.
"As first-home buyers, we had so many questions, and Monisha was patient, supportive, and extremely knowledgeable. She took the time to explain every step and made the entire process seamless. We felt supported from day one right through to settlement. We were signing the contract on a weekend and had some questions but Monisha was approachable and was happy to support us outsidr of working hours. Couldn't recommend Monisha more 🤍"
Mariam T.
